Merrill A Bank of America Company Merrill A Bank of America Company Open an account Login Open Menu bar Find answers to common questions at MerrillSchedule an Open an accountwith Merrill Connect with a Merrill advisor to discuss your financial needs and get help putting your plan into action. Call an advisor at 888.866.2190 You can meet with a Merrill advisor regardless of how much money you have to invest. They'll help you find the right option for you, whether you're looking for an affordable solution with no minimum investment or a customized solution for more complex needs. Three item list:List item 1 of 3 To get started, call now to speak with an advisor. You can also schedule a phone call or an in-person meeting. List item 2 of 3 An advisor will get to know you and your investing goals, and they'll provide you with a free, customized financial plan. List item 3 of 3 Review your financial plan, make changes if you need to and start pursuing your investing goals. Investment balances can help you earn Preferred Rewards benefits and pricing discounts. Members enjoy program benefits including credit card rewards bonuses, discounts on home and auto loans, monthly account maintenance fee waivers and more.Footnote1 Gold $20K to <$50K 3-month combined average daily balance Platinum $50K to <$100K 3-month combined average daily balance Platinum Honors $100K to <$1MM 3-month combined average daily balance Diamond $1MM to <$10MM 3-month combined average daily balance Combine the best features of online investing and a professionally managed portfolio with an affordable investment advisory program.Footnote2 Learn moreabout Guided investing Manage your own portfolio with a personalized investing experience that gives you access to powerful tools and helpful insights. Learn moreabout Self-Directed investing Invest with a Merrill Lynch Wealth Management Advisor to help you grow, preserve and manage your wealth. Expand all You can meet with a Merrill advisor regardless of how much money you have to invest. Merrill advisors have access to a broad array of financial offerings to suit your needs, with options that include low cost and low minimum investment solutions as well as more customized solutions if your situation is more complex. No, the initiation consultation is complimentary. The advisor is focused on one priority: helping you pursue your financial goals. The initial meeting will include: Advisors are available meet in person at a Bank of America Financial Center near you. Be sure to check the local office for their hours. Alternatively, you can meet over the phone or through video chat Monday – Friday from 8AM – 8PM ET. Schedule an appointment and choose a day and time that works best for you. The Financial Industry Regulatory Authority, Inc. (FINRA) offers a "Broker Check" program, which allows you to research your advisor's and their firm's credentials and regulatory history in the securities industry. Other credentials, such as insurance licenses or designations, may be verified with the applicable state insurance agency or sponsoring organization of the designation. Learn more about an advisor's and our firm's background on FINRA's BrokerCheckpopup FINRA's BrokerCheckopens in new tab. Footnote Preferred Rewards Program Eligibility. You can enroll, and maintain your membership, in the Bank of America Preferred Rewards® program if you have an active, eligible personal checking account with Bank of America® and maintain the balance required for one of the balance tiers. The balance tiers are $20,000 for the Gold tier, $50,000 for the Platinum tier, $100,000 for the Platinum Honors tier, $1,000,000 for the Diamond tier and $10,000,000 for the Diamond Honors tier. Balances include your combined, qualifying Bank of America deposit accounts (such as checking, savings, certificate of deposit) and/or your Merrill investment accounts (such as Cash Management Accounts, 529 Plans). You can satisfy the combined balance requirement for enrollment with either: Refer to your Personal Schedule of Fees for details on accounts that qualify towards the combined balance calculation and receive program benefits. Eligibility to enroll is generally available three or more business days after the end of the calendar month in which you satisfy the requirements. Benefits become effective within 30 days of your enrollment, or for new accounts within 30 days of account opening, unless we indicate otherwise. Bank of America Private Bank clients qualify to enroll in the Diamond Tier regardless of balance and may qualify for the Diamond Honors tier based on their qualifying Bank of America, Merrill and Private Bank balances. Certain benefits are also available without enrolling in Preferred Rewards if you satisfy balance and other requirements. For details on Bank of America employee qualification requirements, please call Employee Financial Services or refer to the Bank of America intranet site. Employees of companies participating in the Bank of America Employee Banking and Investing Program may be eligible to participate on customized terms. Refer to CEBI Program for details. Footnote Please review the applicable Merrill Guided Investing Program Brochure (PDF) or Merrill Guided Investing with Advisor Program Brochure (PDF) for information including the program fee, rebalancing, and the details of the investment advisory program. Your recommended investment strategy will be based solely on the information you provide to us for this specific investment goal and is separate from any other advisory program offered with us. If there are multiple owners on this account, the information you provide should reflect the views and circ*mstances of all owners on the account. If you are the fiduciary of this account for the benefit of the account owner or account holder (e.g., trustee for a trust or custodian for an UTMA), please keep in mind that these assets will be invested for the benefit of the account owner or account holder. Merrill Guided Investing is offered with and without an advisor. Merrill, Merrill Lynch, and/or Merrill Edge investment advisory programs are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S") and Managed Account Advisors LLC ("MAA") an affiliate of MLPF&S. MLPF&S and MAA are registered investment advisers. Investment adviser registration does not imply a certain level of skill or training. Footnote You have choices about what to do with your employer-sponsored retirement plan accounts. Depending on your financial circ*mstances, needs and goals, you may choose to roll over to an IRA or convert to a Roth IRA, roll over an employer-sponsored plan from your old job to your new employer, take a distribution, or leave the account where it is. Each choice may offer different investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment (particularly with reference to employer stock), and different types of protection from creditors and legal judgments. These are complex choices and should be considered with care. For more information visit our rollover page or call Merrill at 888.637.3343. MAP5461343-03152024 Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Asset allocation, diversification, and rebalancing do not ensure a profit or protect against loss in declining markets. Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. Additional information is available in our Client Relationship Summary (PDF). Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser, Member Securities Investor Protection (SIPC) popup and a wholly owned subsidiary of Bank of America Corporation ("BofA Corp"). Merrill Lynch Life Agency Inc. (MLLA) is a licensed insurance agency and wholly owned subsidiary of BofA Corp. Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Investment products offered through MLPF&S and insurance and annuity products offered through MLLA: Privacy|Security|Glossary|Advertising practicespopupAdvertising Practicespopup © 2024 Bank of America Corporation. All rights reserved. 4326521
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